Electronic Payment Systems, Credit Cards and Banking |Smart

Overview

Why Attend

Credit cards are small plastic cards used for payment and purchases. The companies that provide these credit cards set a maximum limit on the amount of money that can be used on one card. A credit card differs from a debit card in that the amount of money paid is not deducted from the card. The bank account directly, but from the amount of money credited from the supplying companies. The process of paying money takes place once a month, and it is possible for the user to pay the debit money in full or in parts with bank interest.

This course offers a course on Electronic Payment Systems, Credit Cards and Banking Services Development Tasks, to everyone who wants to acquire great skills in working in financial markets, and to gain experience in bank management.

Course Objectives

By the end of the course, participants will be able to:

Who Should Attend?

Managers and department employees in banks.
Accountants and their assistants in banks and banks.
Businessmen wishing to develop their skills in bank management.
Those working in the field of control and auditing.

Knowledge and Benefits:

After completing the program, participants will be able to master the following:

Supervise the preparation of registration documents, ensure the validity of those documents, and work to approve them before registering them in the companies’ accounting books.
Gaining experience in the field of control and supervision of all documents received and issued by the accounting office.
Implementation of all procedures related to financial matters by senior departments.
Gaining experience in the field of managing electronic payment and credit card operations and the development of bank services.

Course Outline

Overview of Electronic Payment Systems
- Definition and significance of electronic payment systems.
- Types of electronic payment methods: credit/debit cards, e-wallets, bank transfers, cryptocurrencies.
- Evolution of payment systems and technology trends.
- Key stakeholders in the payment ecosystem.
Credit Card Fundamentals
- Structure and components of credit cards (issuers, acquirers, networks).
- Types of credit cards (standard, rewards, secured).
- Understanding credit scores and their impact on credit card approval.
- Overview of credit card rewards programs and loyalty systems.
Payment Processing Mechanics
- How electronic payment transactions work (authorization, capture, settlement).
- Key players in payment processing (merchants, payment gateways, processors).
- Role of Payment Card Industry Data Security Standards (PCI DSS).
- Understanding payment transaction lifecycle and timeframes.
Security in Electronic Payments
- Common security threats (fraud, data breaches).
- Security measures and technologies (encryption, tokenization, 3D Secure).
- Best practices for securing electronic transactions.
- Incident response planning for payment security breaches.
Credit Card Networks and Interchange Fees
- Overview of major credit card networks (Visa, MasterCard, American Express).
- Understanding interchange fees and their impact on merchants.
- Recent changes in the credit card landscape (FinTech disruptors).
- Comparing domestic and international transaction fees.
Regulations and Compliance
- Key regulations affecting electronic payments (Reg E, PCI DSS, AML, KYC).
- Understanding the role of regulatory bodies (CFPB, Federal Reserve).
- Compliance challenges for payment processors and financial institutions.
- Data privacy laws and their implications for payment systems.
Innovations in Credit Card Technology
- Emerging trends (contactless payments, digital wallets).
- The role of mobile payments and app-based transactions.
- Future of credit cards (biometric authentication, virtual cards).
Overview of Banking Services
- Types of banking services (retail, commercial, investment).
- The role of technology in banking services development.
- Understanding core banking systems and their functionalities.
- Future trends in banking services (neobanks, challenger banks).
Integrating Payment Systems with Banking Services
- Challenges and strategies for integrating payment solutions with banks.
- Exploring APIs and open banking principles.
- Real-time payments and their implications for banks.
User Experience in Payment Systems
- Importance of user experience (UX) in electronic payment systems.
- Design principles for payment interfaces (simplicity, accessibility).
- Conducting user research and testing.
- Understanding user behavior and payment preferences.
Risk Management in Banking and Payments
- Identifying risks associated with electronic payments and banking.
- Developing risk management frameworks.
- Best practices for mitigating payment fraud and operational risks.
- Importance of fraud detection and prevention technologies.
Future of Electronic Payments
- Discussing future trends (blockchain, cryptocurrency, AI in payments).
- The impact of global events on payment systems (pandemics, economic shifts).
- Preparing for the evolution of digital payments.
- Exploring the potential of decentralized finance (DeFi).
Developing a Payment Service Business Plan
- Key components of a business plan for a payment service.
- Market analysis, target audience, and competitive landscape.
- Financial projections and funding considerations.
- Marketing strategies and customer acquisition.

Schedule & Fees

2026 Schedule & Fees

4 - 8 Oct, 2026

English

Per participant USD 2,900

4 - 8 Oct, 2026

Arabic

Per participant USD 2,900

8 - 12 Nov, 2026

English

Per participant USD 2,900

8 - 12 Nov, 2026

Arabic

Per participant USD 2,900

2027 Schedule & Fees

3 - 7 Jan, 2027

English

Per participant USD 2,900

3 - 7 Jan, 2027

Arabic

Per participant USD 2,900

7 - 11 Feb, 2027

English

Per participant USD 2,900

7 - 11 Feb, 2027

Arabic

Per participant USD 2,900

4 - 8 Apr, 2027

English

Per participant USD 2,900

4 - 8 Apr, 2027

Arabic

Per participant USD 2,900

9 - 13 May, 2027

English

Per participant USD 2,900

9 - 13 May, 2027

Arabic

Per participant USD 2,900

4 - 8 Jul, 2027

English

Per participant USD 2,900

4 - 8 Jul, 2027

Arabic

Per participant USD 2,900

8 - 12 Aug, 2027

English

Per participant USD 2,900

8 - 12 Aug, 2027

Arabic

Per participant USD 2,900

3 - 7 Oct, 2027

English

Per participant USD 2,900

3 - 7 Oct, 2027

Arabic

Per participant USD 2,900

7 - 11 Nov, 2027

English

Per participant USD 2,900

7 - 11 Nov, 2027

Arabic

Per participant USD 2,900